Personal Banking Checking .........................................
BCB Community Bank offers a wide variety of checking accounts to suit all your banking needs, regardless of your financial status.
Checking Accounts
Interest Rate
APY**
Senior Checking
0.35%
0.35%
Choice Checking
0.10%
0.10%
Money Market Checking
$5,000+
0.10%
0.10%
$10,000+
0.20%
0.20%
$50,000+
0.30%
0.30%
.........................................
All interest rates and annual percentage yield are subject to change without notice after opening account.
Interest is compounded continuously and credited monthly.
Interest begins to accrue on the business day your deposit is made.
Closing account before interest is credited will forfeit accrued interest
*Annual Percentage Yield accurate as of 6/4/2012 and is subject to change without prior notice. **Annual Percentage Yield
Easy Checking
Non-interest bearing
Minimum deposit of $50.00 to open account
No monthly service charge
Free initial order of BCB Community Bank checks
Unlimited check writing abilities
Monthly image statements
Free Debit\ATM card usage at our locations
Free 24 hour bank by phone
.........................................
Choice Checking
Minimum deposit of $50.00 to open account
$500.00 minimum daily current balance required to avoid service charge and to obtain APY*
Interest credited monthly on balances of $500.00 or more
Interest rate and annual percentage yield may change at any time at our discretion after account opening
Free initial order of BCB Community Bank checks
Unlimited check writing privileges
Monthly image statements
Free Debit\ATM card usage at our locations
Fees may reduce earnings
Free 24 hour bank by phone
Senior Checking
No minimum opening deposit
No monthly service charge
Free BCB Community Bank checks
Unlimited check writing privileges
Interest rate and annual percentage yield may change at any time at our discretion after account opening
Interest paid on an daily current balance of $500 or more
Direct deposit
Monthly image statements
Free Debit\ATM card usage at our locations
Free 24 hour bank by phone
Fees may reduce earnings
.........................................
Money Market Checking
Tiered Rates
You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, and drafts, or similar transactions from your account per month or statement cycle
Interest rate and annual percentage yield may change at any time at our discretion after account opening
Minimum deposit of $1000.00 required to open account
Minimum daily balance of $1000.00 is required to avoid service fee
Fees may reduce earnings
$5000.00 minimum daily balance to
obtain APY**
Closing account before interest is credited will forfeit accrued interest
